Who we fund
We fund entrepreneurs across industries. What matters isn't what you do — it's what your credit profile looks like and what you plan to do with the money.
Down payments, earnest money, rehab budgets, and carrying costs — without a hard money lender's rate or a partner's equity split. 0% capital deployed into a flip or a rental acquisition is some of the cheapest money in real estate.
Common uses of funding
Buying a business is the fastest path to real cash flow, and the down payment is usually what stops people. 0% capital — or a HELOC if you own a home with equity — can cover a down payment, working capital after close, or the first few months of payroll while you stabilize the business.
Common uses of funding
Nurses, dentists, therapists, and physicians typically have exactly the credit profile lenders reward — and almost no idea how much capital that profile can access. This is the group we see approved fastest.
Common uses of funding
Trucks, tools, crews, and materials — funded up front so you can take the bigger job instead of turning it down for cash flow reasons.
Common uses of funding
Payroll, ad spend, and software while you scale. If your growth is capped by how much you can spend on acquisition this month, this is what solves it.
Common uses of funding
You've spent years building a strong personal credit profile at a job. That profile is an asset, and it can capitalize the business you've been planning without touching your savings.
Common uses of funding
What we don't do
We're not a fit for everyone. We're not a credit repair company, we don't fund businesses on revenue alone, we don't work with profiles under our credit threshold, and we won't put you into funding you can't service. If any of those describe your situation, we'll tell you on the first call.
Thirty minutes. We'll go through your actual credit profile, tell you the realistic range, and tell you straight if this isn't a fit right now.
